Jodie and Dennis decided to purchase life insurance shortly after adopting the first of their five children. Though Dennis was the primary breadwinner, they wisely determined that Jodie, a stay-at-home mom, also needed a considerable amount of coverage because of what it would cost to pay someone to perform all her functions. That planning made all the difference when Jodie died suddenly of an aneurysm at 39. Then I just called my Insurance people and the matter was on structured settlements. But Genex capital bought my structure settlement and paid me lum sum money. That money has allowed Dennis to switch to a job that gives him more time to take care of the kids, and has also been used for living expenses and to set up college funds.
